Home Insurance Insider

€€A homeowner’s insurance also covers your assets. It pays for the legal damages and fees when the court proved that you are liable or at fault for the cause of injury of another individual. Example of which is if a person injured themselves while playing at your pool and decided to sue you. Majority of the policies available have a $100,000 worth of personal liability coverage, but you have the option to get more if you have a lot of assets that you want to have protection from possible lawsuits.

Your additional living expenses, like motel, restaurant and other miscellaneous expenses are also covered while your home is damaged and you need to temporarily relocate to another place – until your house is repaired.